Cookie Policy

What is cookie

A cookie is a small file that is stored on your device and are used for statistics, to improve website functionality, and more.

How we use cookies

We use cookies or similar technologies to analyze trends, administer the website, track users’ movements around the website, and to gather demographic information about our user base as a whole.

Tracking

We gather certain information automatically to analyze trends in the aggregate and administer our websites, products and services.

Our cookie and tracking policy

We at 4finance respect your privacy and are committed to preserve your right to lawful processing and to the protection of your personal data. Our Cookie and Tracking Policy provides you a clear explanation of how cookies and other tracking technologies are used in our websites, products and services.

What is cookie

A cookie is a small file that is downloaded and stored on to your device when you visit a website. It holds data specific to a particular visitor and website. Cookies are used by many websites and can be used for number of things, for example, to remember your preferences, to enable online shopping, and for website statistics.

How we use cookies

We and our partners use cookies or similar technologies to analyze trends, administer the website, track users’ movements around the website, and to gather demographic information about our user base as a whole. Cookies are bits of information website sends to web browser. The browser stores this information in file on your device. Cookies allow visitors to navigate the website and (where applicable) allows us to customize the website and its content to the visitor’s needs and to improve results of users actions. If the cookie function is not enabled, we cannot ensure the proper functioning of the website and operation of it as intended.

Cookies we use on our website do not store data that can directly identify you. Collected data will not be transferred to the third parties, except as described in our Privacy Policy. No personal details will be shared that may identify you.

We use cookies on our sites as follows:

  • We use cookies in order to protect our customers and to prevent fraudulent activities.
  • We use cookies in our online application form. If the cookie feature is not turned on, the computer user will not be able to log in to and / or use our services.
  • We also use cookies to learn how users come to our website and explore how they use website – it helps us to improve quality of services provided to you. For example, we use Google Analytics – a popular web-based performance analysis service provided by Google. Google Analytics uses cookies to help us analyze how visitors use our website. More about the use of cookies can be found at Google’s Privacy policy.
  • We use cookies for web site data flow monitoring and management.
  • We also use cookies in our advertising campaigns and incentives, and in order to determine their success. It helps us to improve the site’s design and structure, and the range of offers and incentives.

We use two types of cookies on our website:

  • Session cookies. These are temporary cookies that are only active at a time when computer user accesses the web site (or, more precisely, until the user leaves the website and closes the browser). Session cookies help our website to memorize the steps that the visitor has made in the previous page, thus eliminating the need to re-enter information.
  • Persistent cookies. Persistent cookies remain on the visitor’s computer after visiting our site. These cookies help us to identify you as a unique visitor (retaining this information as a randomly generated number). How long the cookie will remain the user’s computer will depend on the types of cookie.

Consent to the use of cookies.

Before you start using our web site, we have to obtain your consent to the use of cookies. Therefore our website has a pop-up window that informs you about the use of cookies and you are being asked to accept the use of cookies by clicking “OK”. If you do not accept the use of cookies, but continue to use the website, it is deemed to be your consent to the use of cookies.

Controlling and deleting cookies.

We do not use cookies with the purpose to collect personal information about users. However, some of the information processed may however be considered personal data.

If you want to restrict cookies or block them on our website or any other website, you can do it by changing your web browser settings. For example, you may be able to block all cookies, accept only first-party cookies, or delete all cookies upon exiting your browser. To learn more about this opportunity, use your browser’s function “Help”. For information about how to delete cookies from your mobile device browser, please see the devices user guide. Please note that some services we provide will not work if you block or delete cookies.

Tracking

As is true of most websites, we gather certain information automatically. We gather this information to analyze trends in the aggregate and administer our web sites, products and services.

While we keep track of the web pages our users visit within a particular site, we do not engage in the collection of personal information about your online activities over time and across third party websites or online services. Accordingly, we do not currently process or comply with any web browser’s “do not track” signal or other mechanisms that provide consumers with the ability to exercise choice regarding the collection of personally identifiable information about your online activities over time and across third party websites. Further, we have not knowingly authorized third parties to collect personally identifiable information about your online activities over time and across different websites when you use our websites.

We cooperate with a third party to display advertising on our website or to manage our advertising on other sites. Our third party partner may use cookies or similar technologies in order to provide you advertising based upon your browsing activities and interests. If you wish to opt out of interest-based advertising click here or if located in the European Union click here. Please note you will continue to receive generic ads (i.e. advertising that is not tailored to your interests and behavior).

What changes have you recently made?

We may change this Cookie and Tracking Policy at any time, and will indicate the date the Cookie and Tracking Policy was most recently updated. If there have been significant changes, we will highlight any such changes, and will attempt to directly alert you when possible. We will also keep prior versions of this Cookie and Tracking Policy in an archive for your review. This is first version of our global Cookie and Tracking Policy. We published it on September 23, 2017.