The war on Ukraine

Riga 3/3/2022. The invasion of Ukraine has shocked people throughout 4finance. Many of our markets are in eastern Europe – from the Baltics and the Czech Republic to Bulgaria and Romania – and we feel deeply saddened by these events...

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Bond refinancing process - for information please click here

Smart lending
made simple

Smart lending made simple

4finance is a global leader in digital consumer finance.
We get money to people in a fast, convenient way that fits their lifestyle.
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More than
70%
of customers apply via their mobile phones
More than
22 million
provided Loans
Instalment loans and Lines of credit comprise
>50%
of net portfolio
More than
€10 billion
total loans

Our products

Our products

We get money to people when they need it – quickly, conveniently and responsibly.
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Latest Press Releases

4finance Holding S.A. reports results for the nine months ending 30 September 20234finance Holding S.A. reports results for the nine months ending 30 September 20234finance Holding S.A. reports results for the nine months ending 30 September 2023
November 14, 2023
4finance Holding S.A. reports results for the nine months ending 30 September 2023

14 November 2023. 4finance Holding S.A. (the ‘Group’ or ‘4finance’), one of Europe’s largest digital consumer lending groups, today announces unaudited consolidated results for the nine months ending 30 September 2023 (the ‘Period’).

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4finance EUR 2025 bondholders approve refinancing4finance EUR 2025 bondholders approve refinancing4finance EUR 2025 bondholders approve refinancing
October 27, 2023
4finance EUR 2025 bondholders approve refinancing

27 October 2023. 4finance Holding S.A. (the “Group”), one of Europe’s largest digital consumer lending groups, today announces results of its recent bondholder vote. The resolution, which included extending the maturity of its EUR 2025 bonds to May 2028, was successfully passed. On Monday 30 October, the deed signed by the Notary will be filed with the German Federal Gazette and published on the Group's website.

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4finance launches EUR 2025 bond refinancing4finance launches EUR 2025 bond refinancing4finance launches EUR 2025 bond refinancing
October 2, 2023
4finance launches EUR 2025 bond refinancing

2 October 2023. 4finance Holding S.A. (the “Group”), one of Europe’s largest digital consumer lending groups, announces it has commenced the formal process to extend the maturity of its February 2025 bonds to May 2028. The invitation to vote on the amendments to the terms and conditions of the bonds has been published today in the German Federal Gazette and on the Group’s website, alongside other supporting documents.

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Careers

Careers

The success of 4finance is due to our people. We are proud of our professional, experienced and talented team.
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