July 2023
Engagement with the UN Global Compact
October 2023
Single payment loans in Mexico
![](https://cdn.prod.website-files.com/5f05e17bb91779d93b7f2c98/5f2bd3f84c1f435887104f0f_kimbi-logo.svg)
December 2023
Successful extension of the EUR 2025
bonds to May 2028
July, 2023
More than €10 billion online loans issued
May, 2022
Acquired Online Loans Pilipinas, expanding 4finance’s reach to South-East Asia
![](https://cdn.prod.website-files.com/5f05e17bb91779d93b7f2c98/62b433d4d10f404416821425_Group%20313.svg)
December, 2021
Launched Vivus 3-month product in Spain
![](https://cdn.prod.website-files.com/5f05e17bb91779d93b7f2c98/64c75f91569656c515f998ef_vivus.es_logo.svg)
December, 2021
TBI Bank passport approved for Greece
![](https://cdn.prod.website-files.com/5f05e17bb91779d93b7f2c98/63358b51c3a9b1c724366d37_TBIBank-dark.svg)
November, 2021
Passed €9 billion online loan issuance milestone
October, 2021
New 5 year €175m bond issue, completing successful refinancing
August, 2021
Refinanced €150m bonds to 2025 with existing investors
March, 2021
First automated loan sales from Lithuania to TBI Bank
August, 2020
More than €8 billion online loans issued
August, 2020
Near-prime
![](https://cdn.prod.website-files.com/5f05e17bb91779d93b7f2c98/5f0ee57ed8a52794bd7c15ed_vivusdk.svg)
in Denmark
August, 2020
Maturity of EUR 150m bonds extended to Feb 2022
December, 2019
Near-prime
![](https://cdn.prod.website-files.com/5f05e17bb91779d93b7f2c98/64c757031eedc432a2236701_vivus.lv_logo.svg)
in Latvia
August, 2019
Regulatory approval received for lending passporting to Poland
June, 2019
More than €7 billion online loans issued
December, 2018
Near-prime
![](https://cdn.prod.website-files.com/5f05e17bb91779d93b7f2c98/5f2bc4624d83a03acf540cee_h-friia.svg)
in Sweden
July, 2018
Regulatory approval received for deposit passporting through Raisin Platform in Germany (via TBI Bank)
July, 2018
More than €6 billion online loans issued
October, 2017
Moody’s upgrades the Group’s credit ratings to B2 from B3
October, 2017
More than €5 billion online loans issued
October, 2017
Instalment loans
![](https://cdn.prod.website-files.com/5f05e17bb91779d93b7f2c98/5f2bd3f84c1f435887104f0f_kimbi-logo.svg)
in Georgia
June, 2017
Line of credit
![](https://cdn.prod.website-files.com/5f05e17bb91779d93b7f2c98/5f0ee32e0212f82e897d3011_vivus-am-logo.svg)
in Armenia
April, 2017
$325m 5-year bond issue
December, 2016
Instalment loans
![](https://cdn.prod.website-files.com/5f05e17bb91779d93b7f2c98/5f2bd3f84c1f435887104f0f_kimbi-logo.svg)
in Czech Republic
November, 2016
€50m tap issue of EUR 2016/2021 bonds. Total issued amount €150m
October, 2016
More than €4 billion online loans issued
October, 2016
Instalment loans
![](https://cdn.prod.website-files.com/5f05e17bb91779d93b7f2c98/5f2bd3f84c1f435887104f0f_kimbi-logo.svg)
in Armenia
September, 2016
Received Consumer Credit license approval in Sweden
September, 2016
Instalment loans
![](https://cdn.prod.website-files.com/5f05e17bb91779d93b7f2c98/5f2bd3f84c1f435887104f0f_kimbi-logo.svg)
in Latvia
August, 2016
![](https://cdn.prod.website-files.com/5f05e17bb91779d93b7f2c98/63358b51c3a9b1c724366d37_TBIBank-dark.svg)
Purchase of TBI Bank
in Bulgaria
September, 2016
Single payment loans
![](https://cdn.prod.website-files.com/5f05e17bb91779d93b7f2c98/64c7588411e5240ae2a09b7a_vivus.com.do_logo.svg)
in Dominican Republic
September, 2016
Instalment loans
![](https://cdn.prod.website-files.com/5f05e17bb91779d93b7f2c98/64c7596d11e5240ae2a1b34f_onnen_ro-logo.svg)
in Romania
May, 2016
Instalment loans
![](https://cdn.prod.website-files.com/5f05e17bb91779d93b7f2c98/64c7694109b851adae3dee2b_zaplo.es_logo.svg)
in Spain
February, 2016
5-year €100m corporate bond issue
January, 2016
Reached the 10 millionth loan milestone
November, 2015
Single payment loans
![](https://cdn.prod.website-files.com/5f05e17bb91779d93b7f2c98/64c76b5af069fd9c47b0fdf9_vivus.com.mx_logo.svg)
in Mexico
September, 2015
SEK 150m tap issue of SEK bonds. Total issued amount SEK 375m
September, 2015
New product roll-out:
![](https://cdn.prod.website-files.com/5f05e17bb91779d93b7f2c98/5f316b38440cabf8ed1dd6a1_fleksiluotto.png)
Line of credit
in Finland
June, 2015
Instalment loans
![](https://cdn.prod.website-files.com/5f05e17bb91779d93b7f2c98/5f0ee570c13e6b3226be262c_zaplo-dk.svg)
in Denmark
November, 2015
Single payment loans
![](https://cdn.prod.website-files.com/5f05e17bb91779d93b7f2c98/64c772ecf069fd9c47b86fcc_zaplo.ro_logo.svg)
in Romania
May, 2015
Expansion to Latin America
![](https://cdn.prod.website-files.com/5f05e17bb91779d93b7f2c98/64c782417f96548b87c1165c_vivus_ar.svg)
Single payment loans
in Argentina
April, 2015
Acquisition of
![](https://cdn.prod.website-files.com/5f05e17bb91779d93b7f2c98/5f0ee3eac59632570c5a654e_good-credit-logo.svg)
in Armenia
April, 2015
Unsecured 3-year SEK 225m bond issue
October, 2014
Moody’s and S&P ratings assigned for the first time
October, 2014
Single payment loans
![](https://cdn.prod.website-files.com/5f05e17bb91779d93b7f2c98/64c773b94f269da887c6e477_ondo-logo.svg)
in Latvia
August, 2014
Instalment loans
![](https://cdn.prod.website-files.com/5f05e17bb91779d93b7f2c98/5f316d089e2ca16ed334c610_onnen_fi_logo.png)
in Finland
August, 2014
$200m bond issue
April, 2014
Instalment loans
![](https://cdn.prod.website-files.com/5f05e17bb91779d93b7f2c98/64c77e0e02485166f6f6581e_Zaplo.pl_logo_white_BG.svg)
in Poland
December, 2013
Single payment loans
![](https://cdn.prod.website-files.com/5f05e17bb91779d93b7f2c98/64c7743728eab42f0e12cb92_vivus.bg_logo.svg)
in Bulgaria
May, 2013
Single payment loans
![](https://cdn.prod.website-files.com/5f05e17bb91779d93b7f2c98/5f2a67f7d1340051958f7f4e_Zaplo.cz%20logo.svg)
in Czech Republic
August, 2014
$200m bond issue
October, 2014
Instalment loans, Single payment loans
![](https://cdn.prod.website-files.com/5f05e17bb91779d93b7f2c98/64c77824032bc429d19dfd30_vivus.ge_logo.svg)
in Georgia
December, 2012
Single payment loans
![](https://cdn.prod.website-files.com/5f05e17bb91779d93b7f2c98/64c75f91569656c515f998ef_vivus.es_logo.svg)
in Spain
October, 2012
Instalment loans
![](https://cdn.prod.website-files.com/5f05e17bb91779d93b7f2c98/64c77b092165ec9e9c65e0f8_onea.se.svg)
in Sweden
September, 2012
Single payment loans
![](https://cdn.prod.website-files.com/5f05e17bb91779d93b7f2c98/64c78aaefe3311abdd2a797d_vivus.pl_logo.svg)
in Poland
April, 2012
Deposits
![](https://cdn.prod.website-files.com/5f05e17bb91779d93b7f2c98/5f08c27a1ec523881d8801a1_4Spar-logo.svg)
in Sweden
August, 2011
More than €100 million total issued loans
August, 2011
Instalment loans
![](https://cdn.prod.website-files.com/5f05e17bb91779d93b7f2c98/64c75cdf02485166f6d51457_vivus.lt.svg)
in Lithuania
August, 2010
Line of credit
![](https://cdn.prod.website-files.com/5f05e17bb91779d93b7f2c98/5f3ba3c6b730139b378bebd2_vivus-se.svg)
in Sweden
August, 2009
Instalment loans
![](https://cdn.prod.website-files.com/5f05e17bb91779d93b7f2c98/5f2ab91ee56633541105d31e_logo-vivus-lv.svg)
in Latvia
August, 2010
Single payment loans
![](https://cdn.prod.website-files.com/5f05e17bb91779d93b7f2c98/64c77ca509b851adae5198ee_vivus.fi_logo.svg)
in Finland
November, 2008
Single payment loans
![](https://cdn.prod.website-files.com/5f05e17bb91779d93b7f2c98/64c78065208ae4da83f74ca5_smscredit.lv_logo.svg)
in Lithuania
July, 2008
Single payment loans
![](https://cdn.prod.website-files.com/5f05e17bb91779d93b7f2c98/64c77ee6c9d9ce674851167f_smscredit-lv-logo.svg)
in Latvia
February, 2008
Establishment of the company