History

Since the launch of our online loans in 2008, 4finance has grown to become one of Europe’s largest digital consumer lending groups

2020
August, 2020
More than €8 billion loans issued
August, 2020
Near-prime
in Denmark
August, 2020
Maturity of EUR 150m bonds extended to Feb 2022
2019
December, 2019
Near-prime
in Latvia
August, 2019
Regulatory approval received for lending passporting to Poland
June, 2019
More than €7 billion loans issued
2018
December, 2018
Near-prime
in Sweden
November, 2018
Acquisition of minority stake in Norwegian digital bank BRAbank (Monobank) ASA
July, 2018
Regulatory approval received for deposit passporting through Raisin Platform in Germany (via TBI Bank)
July, 2018
More than €6 billion loans issued

2017
December, 2017
Partnerships, Near-prime
in Spain
October, 2017
Moody’s upgrades the Group’s credit ratings to B2 from B3
October, 2017
More than €5 billion loans issued

October, 2017
Instalment loans
in Georgia
June, 2017
Line of credit
in Armenia
April, 2017
$325m 5-year bond issue

2016
December, 2016
Instalment loans
in Czech Republic
November, 2016
€50m tap issue of EUR 2016/2021 bonds. Total issued amount €150m
October, 2016
More than €4 billion loans issued
October, 2016
Instalment loans
in Armenia
September, 2016
Received Consumer Credit license approval in Sweden

September, 2016
Instalment loans
in Latvia
August, 2016
Purchase of TBI Bank
in Bulgaria
September, 2016
Single payment loans
in Dominican Republic
July, 2016
Launch of financial education platform www.ResponsibleBorrowing.com
September, 2016
Instalment loans
in Romania
July, 2016
Acquisition of
May, 2016
Instalment loans
in Spain
February, 2016
5-year €100m corporate bond issue

February, 2016
Acquisition of
Instalment loans in Germany

January, 2016
Reached the 10 millionth loan milestone

2015
November, 2015
Single payment loans
in Mexico
September, 2015
SEK 150m tap issue of SEK bonds. Total issued amount SEK 375m
September, 2015
New product roll-out:

Line of credit
in Finland
June, 2015
Instalment loans
in Denmark
November, 2015
Single payment loans
in Romania
May, 2015
Expansion to Latin America

Single payment loans
in Argentina
April, 2015
Acquisition of
in Armenia

April, 2015
Unsecured 3-year SEK 225m bond issue

2014
October, 2014
Moody’s and S&P ratings assigned for the first time
October, 2014
Single payment loans
in Latvia
August, 2014
Instalment loans
in Finland
August, 2014
$200m bond issue

April, 2014
Instalment loans
in Poland
2013
December, 2013
Single payment loans
in Bulgaria
May, 2013
Single payment loans
in Czech Republic
August, 2014
$200m bond issue

October, 2014
Instalment loans, Single payment loans
in Georgia
2012
December, 2012
Single payment loans
in Spain
October, 2012
Instalment loans
in Sweden
September, 2012
Single payment loans
in Poland
April, 2012
Deposits
in Sweden
2011
August, 2011
More than €100 million total issued loans

August, 2011
Instalment loans
in Lithuania
2010
August, 2010
Line of credit
in Sweden
2009
August, 2009
Instalment loans
in Latvia
August, 2010
Single payment loans
in Finland
2008
November, 2008
Single payment loans
in Lithuania
July, 2008
Single payment loans
in Latvia
February, 2008
Establishment of the company