We are one of Europe’s largest digital consumer lending groups

Established in 2008, 4finance is one of Europe’s largest digital consumer lending groups with operations in 13 countries.  

Leveraging automation and data-driven insights across the business, 4finance has grown rapidly, issuing over €8 billion since inception in instalment loans, lines of credit and single payment loans.  

4finance operates a portfolio of market-leading brands offering simple, useful and transparent products to millions of customers. We provide convenient products in a responsible way to the many consumers who are often underserved by conventional providers.  

4finance has group offices in Riga (Latvia), London and Luxembourg, and currently operates in 11 countries in Europe as well as in Argentina and the United States. The Group also offers deposits, in addition to consumer and SME loans through its TBI Bank subsidiary, an EU licensed institution with operations in Bulgaria and Romania.