Company

We are one of Europe’s largest digital consumer lending groups

Established in 2008, 4finance is one of Europe’s largest digital consumer lending groups with operations in 9 countries.  

Leveraging automation and data-driven insights across the business, 4finance has grown rapidly, issuing over €9 billion since inception in instalment loans, lines of credit and single payment loans.  

4finance operates a portfolio of market-leading brands offering simple, useful and transparent products to millions of customers. We provide convenient products in a responsible way to the many consumers who are often underserved by conventional providers.  

4finance has a dozen offices across Europe and currently operates in 9 countries. The Group also offers deposits, in addition to consumer and SME loans through its TBI Bank subsidiary, an EU licensed institution with operations in Bulgaria and Romania.